Auction Finance

In essence the requirement for a mortgage offer in principle before the auction and the promise of efficient and swift handling of the conveyancing procedures in liaison with your own solicitors to meet the completion date. You provide the fundamental information on your proposed property project and basic personal details and we provide a supporting offer with no up-front fees.

Planning Gain

A real and distinct possibility for you when you find a site or property where re-development will present viable profits. Discuss the details and prospects with us and supporting bridging finance can be made available while you pursue planning approval followed by a profitable sale. Alternatively, you may have the experience to undertake the project yourself - again you will have the professional guidance and financial support for the full development phase from SCI.

Refurbishment, Home Improvement & Building Extensions

Generally entails expenditure on your home or investment property which should result in a considerable gain over and above the cost. We can provide bridging loans up to 70% of the works cost in gradual stage payments as works progress.

Debt Consolidation

Allows you the option to package all of the “difficult to pay” short-term credit commitments you have incurred into one loan. You suspend for a short time the capital repayments paying only the monthly interest on your bridging loan while you survey the different re-mortgage offers open to you. With the best interest rate and terms you are then able to negotiate with your new bank or building society, you are able to extend your payments on a long term and manageable basis.

New Build, Development & Construction Funding

Is readily available at up to 100% of the project costs whether for new residential property or commercial/industrial premises. We are pleased to input whatever additional expertise and viability analysis you may seek in addition to the funding itself.