State Credit & Investment (SCI) make every effort to ensure the security of transmissions on our systems, however data transmission over the Internet cannot be guaranteed to be totally secure.

Data transmissions can be intercepted and if they contain confidential details they may become known to third parties. As a result, while we strive to protect your personal information, we cannot guarantee the security of any information you transmit to us.

You agree any information transmitted or received via e-mail or on the Internet is undertaken at your own risk.

When you contact us by email we will ask you to provide certain data such as your contact details.

Once you choose to provide us personally identifiable information (any information by which you can be identified), you can be assured that it will only be used to support your customer relationship with SCI.

It may be necessary to undertake credit searches against you and/or your company (if applicable). By completing and submitting an application form, you consent for SCI to perform such searches as is deemed necessary to further your application. This check may be registered as part of your credit record.

Upon legal completion of the loan, you give your consent for data specifically relating to your account performance with SCI to be shared with a credit referencing agency.

We will only use any information we hold on you lawfully in accordance with the terms of the Data Protection Act 1998. We will disclose to you, on written request and payment of a small administrative fee, what information we have on our systems relating to you, how we use it, and give you the opportunity to review and make any necessary corrections.

Security Statement

SCI is committed to ensuring the security of your information. To prevent unauthorised access or disclosure, maintain data accuracy, and ensure the appropriate use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

If you send us an e-mail from your private mailbox, we cannot guarantee the security of the content. For that reason, please do not send an unsecured e-mail with confidential information such as your National Insurance or bank account numbers.

Likewise, if we send an e-mail to your mailbox, for example to reply to an enquiry, once the e-mail has left us, we cannot guarantee it will stay private. This means that we do not accept responsibility for the security of e-mails outside our systems, or accept liability if anything happens to your e-mail (e.g. they are intercepted) outside our systems.

If you ask us to email you information that is personal or confidential, we may need to ask you for extra information to check your identify and to give your authority to send that information to you. We have to do this under the Data Protection Act.

Legal Disclaimer

By proceeding to enter the web site you agree to be bound by the following:

The Site is controlled and operated by State Credit & Investment Ltd from the United Kingdom and complies with English law. Only UK residents may apply for any of the services on offer. Further terms and conditions will apply. Those who choose to access the SCI web site from other locations do so with their own initiative and are responsible for compliance with any applicable local laws.

No material from this web site may be copied, uploaded, posted, modified or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, home use only, provided you keep intact all copyright and other proprietary notices. The use of any such material on any other web site or computer environment is prohibited.

It is a condition of use of this web site that you accept and agree to the following terms and conditions of SCI. No other terms shall apply unless stated.

We reserve the right, at our discretion, to change, add or remove portions of this Legal Disclaimer at any time. Please check this page periodically for changes. Your continued use of the SCI web site following the posting of changes to this Statement means you accept the changes we make.

While SCI uses reasonable efforts to include accurate and up to date information in this web site, we make no warranties or representations as to its accuracy. SCI assumes no liability for any errors or omissions in the content of the web site.